#1 • FORECLOSURE AUCTION of 1309 Market St. Pocomoke City, MD

Part of FORECLOSURE AUCTION of 1309 Market St Pocomoke City, MD (live auction by Zeb B. Barfield, Inc.)

Status: Available

ERICA M. WITZ, ESQ. WEBB, LLP 115 BROAD STREET SALISBURY, MD 21801 410-742-3176 SUBSTITUTE TRUSTEE’S SALE OF REAL PROPERTY 1309 MARKET STREET POCOMOKE CITY, MD 21851 Under a power of sale contained in Deed of Trust from Cypress Solutions, LLC, dated July 29, 2016, and recorded in Liber 9139, folio 180 among the Land Records of Worcester County, Maryland, default having occurred thereunder (Case no. C-22-CV- 26-000154; Tax ID 01-025538) the Sub. Trustee will sell at public auction at the WORCESTER COUNTY COURTHOUSE, located at 1 W Market Street, Snow Hill, MD 21863) on Wednesday, November 18, 2026 at 10:00 am ALL that lot, tract or parcel of land situate, lying and being in the Town of Pocomoke First Tax District, Worcester County and State of Maryland, and more fully described in the above referenced Deed of Trust. Tax ID: 01-025538 The property will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no warranty of any kind. NOTE: The Secured Party placed a land use covenant on the property restricting use of the property to a medical office. Secured Party will modify said restriction at the Purchaser’s request, subject to the reasonable approval of the Secured Party. Any modification will prohibit use of the property as a bank, credit union, or financial services business. Terms of Sale: A deposit of ten percent (10%) of the purchase price will be required at the time of sale, such deposit to be in cash, certified check or other form acceptable to the Substitute Trustee. No deposit shall be required of the Secured Party where the secured party bids in the property at auction. Balance of the purchase price shall be due in cash or by certified check with interest on the unpaid balance of the purchase price at a rate pursuant to the Deed of Trust Note from the date of sale to and including the date of settlement. Purchaser shall settle and comply with the sale terms within twenty (20) days following the final ratification of sale by the Circuit Court for Worcester County, unless said period is extended by the Substitute Trustee for good cause shown. Time is of the essence as to the purchaser. Settlement shall be held at the office of the Substitute Trustee. Taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if applicable, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Purchaser shall pay all state and local transfer taxes, recordation taxes and fees, attorneys’ fees and all other incidental settlement costs. Purchaser shall be responsible for obtaining physical possession of the property. If the Purchaser defaults, the deposit shall be forfeited and the property shall be resold at the purchaser’s risk and expense. Purchaser waives personal service and accepts service by first class mail and certified mail addressed to the address provided by said purchaser as identified on the Memorandum of Sale for any Motion or Show Cause Order incident to this sale including a Motion to Default Purchaser and for Resale of the property. In the event of a resale, the defaulting Purchaser shall not be entitled to receive any benefit from the resale, including, but not limited to, additional proceeds or surplus which may arise therefrom. There will be no abatement of interest in the event additional funds are tendered at the time of sale or any time prior to settlement or if the settlement is delayed for any reason. In the event that the Secured Party executes a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allows the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee’s prior knowledge, this Contract shall be null and void and of no effect, and purchaser’s sole remedy shall be the return of the deposit without interest. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. If the Substitute Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) sole remedy in law or equity shall be limited to a refund of the aforementioned deposit without interest. In the event the sale is not ratified for any reason, the purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and Purchaser may be required to execute a Memorandum of Sale at the time of auction. (File no. 37670-31) Erica Witz, Substitute Trustee Zeb Barfield, ZBB, Inc. 12100 Mears Station RD P.O. Box 208 Hallwood, VA 23359 757-824-4698  Lic. No. VAAR2046 Ad to appear in _____ (dates)